01
Upload a CSV or Excel Statement
Export a bank or credit-card statement as CSV or Excel and add it to Orynza.
Your AI Personal CFO
Upload your bank statement. Understand your money in minutes.
Orynza turns messy CSV and Excel statements into clear cashflow, spending, debt, transfer, and subscription insights. No bank connection required.
Orynza LedgerOverview
Ledger
CFO
Scam Check
Reports
Private Ledger
Cash Flow Overview
Income
$4,820
Spending
$2,940
Review
6 rows
Spending Signals
Last 3 months
Groceries$612
Eating Out$386
Subscriptions$148
AI CFO
What changed month by month?
Spending fell in May, mainly from eating out. Keep the $140 subscription review next.
2 foreign-currency rows need settled amounts before totals are final.
CSV & Excel Upload
No Bank Password Required
Private Ledger
Guidance Only, Not Financial Advice
Delete Your Data Anytime
How It Works
From statement to clear next steps.
Orynza keeps the process simple for real people, not accountants.
02
Orynza Cleans the Ledger
Rows are organised into cashflow, spending, debt, transfers, and subscriptions.
03
Review Highlighted Rows
If a row may affect totals, Orynza asks you to confirm it before you rely on the numbers.
04
Ask Your AI CFO
Ask what changed, where money leaks, or whether a new commitment is affordable.
Core Features
Built for the messy middle of real money.
Clean Ledger
Turn messy CSV or Excel statements into a private, searchable ledger you can trust.
Spending & Commitments
See true spending alongside recurring bills, subscriptions, and everyday commitments.
Transfers Separated
Keep personal transfers, internal movements, savings, and investments from distorting spend.
Debt & Card Clarity
Separate debt pressure and credit-card settlements from real card purchases.
AI CFO Chat
Ask month, merchant, category, cashflow, and affordability questions using your own ledger.
Scam Check & Reports
Review suspicious messages before you respond, then export reports when you need them.
Why Orynza Is Different
Bank apps show what happened. Orynza explains what needs attention.
The difference is context. Orynza is designed to avoid common money mistakes like double-counting credit-card payments, treating refunds as income, or mixing transfers into real spending.
Real spending is separated from card payments and transfers.
Refunds, reimbursements, and borrowed money are not treated like salary.
Foreign-currency rows are highlighted for review before they affect totals.
CFO chat answers from your uploaded ledger, not generic budgeting advice.
Scam Check helps you review suspicious messages before you pay or reply.
Pricing
Start Free. Upgrade when you need more room.
Global pricing with clear limits before you choose a plan.
Free
Test Orynza and understand your first money patterns.
$0/month
- 3 statement uploads per month
- Basic dashboard
- 3 Scam Check reviews
- 5 CFO questions per month
Limited to first 100 paying users
Founding Pro
Early supporter pricing for the first 100 paying users.
$5.99/month
$49.99/year option
- 10 statement uploads per month
- 100 CFO questions per month
- 30 Scam Check reviews
- 10 reports per month
- Better for full-year analysis
Pro
The normal paid plan for ongoing financial clarity.
$8.99/month
$79.99/year option
- 10 statement uploads per month
- 100 CFO questions per month
- 30 Scam Check reviews
- 10 reports per month
- Better for full-year analysis
FAQ
Clear answers before you start.
Ready to see your money clearly?
Upload your first CSV or Excel statement and ask Orynza what deserves attention.